Once again, it's Bill Whittle, at National Review Online:
Every decision we make is based on a risk/reward calculation. If we take away the consequences of risky behavior, we will see more of it. And if there’s a money-back guarantee for greedy and stupid decisions, we’re in real trouble, because there is only so much money in the bank but supplies of greed and stupidity are endless.
I wish I had his way with words.
Imperial Department of Hegemony By Force

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